Utopians, ideologues, and system-builders of all sorts run aground when they forget that life is biological. Systems needs to breathe. They need to slow down or speed up, contract or expand, in response to changing conditions, like a heartbeat. Too much freedom? Increase order. Too much order? Increase freedom. Too little regulation? Too much regulation? Adjust as needed.
Far easier said than done, but inelastic systems guarantee failure, like medieval Christian attempts to fix “permissible” interest rates, aiming to avoid usury while still allowing for normal economic activity, and failing at both—because actual interest rates fluctuate with the money supply, like a heartbeat fluctuating to meet the needs of the body.
The more that man-made systems imitate this biological elasticity, the more they will succeed.